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Fine jewelry represents a significant investment that deserves proper protection through insurance coverage.
Why Insure Your Jewelry
Jewelry insurance protects against loss, theft, and damage. Without it, you could lose your investment entirely.
Types of Coverage
Scheduled Personal Property: Covers specific pieces with detailed appraisals.
Blanket Coverage: Covers a category of items up to a certain limit.
Getting Your Jewelry Appraised
A professional appraisal is essential for insurance purposes and ensures you have adequate coverage.
Update appraisals every 3-5 years as market values fluctuate.
Documentation
Keep receipts, certificates, photographs, and appraisals in a safe location for insurance claims.